|
If you are seeing this message, you may be experiencing temporary network problems. Please wait a few minutes and refresh the page. If the problem persists, you may wish to report it to your local Network Manager.
It is also possible that your web browser is not configured or not able to display style sheets. In this case, although the visual presentation will be degraded, the site should continue to be functional. We recommend using the latest version of Microsoft or Mozilla web browser to help minimise these problems.
Wiley InterScience | ||||||||||||||
  Journal of Consumer AffairsVolume 40 Issue 1, Pages 21 - 40 Published Online: 24 Feb 2006 Copyright 2009 by The American Council on Consumer Interests
Abstract | References | Full Text: HTML, PDF (Size: 98K) | Related Articles | Citation Tracking  The Determinants of Being Unbanked for U.S. Immigrants Special thanks are extended to Shirley Chiu for her invaluable research assistance. The views expressed are those of the authors and do not necessarily represent the opinions of the Federal Reserve Bank of New York or the Board of Governors of the Federal Reserve System. Copyright 2006 by The American Council on Consumer Interests ABSTRACTRandom-effects binary choice models are estimated to identify the attributes that influence the likelihood that immigrants are unbanked. This study finds that the likelihood to be unbanked is higher for immigrants with less education, poverty-level income, or a larger family but lower for immigrants with greater net worth or higher income. Among immigrant groups, Mexican and other Latin American immigrants have the highest rates of being unbanked. Programs aimed at helping immigrants move into the financial mainstream may benefit from taking into account the differences in socioeconomic attributes and migration experiences of specific populations. Received: 17 December 2005; Accepted: 15 February 2006; | 
|
| ||||||||||||
 | Journal of Consumer Behaviour |
Unpacking Disposal Free access to Guest Editorial: | |
